Privacy Policy

Effective date: July 14, 2026

Xpress Financial Lending & Partners LLC, doing business as Cleared Home Lending ("Cleared Home Lending," "we," "us," or "our"), respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have.

Information We Collect

When you submit an inquiry through our website or application tools, we collect the information you provide, which may include your name, email address, phone number, credit range, employment and income information, cash available for a down payment, target purchase price, and any notes you choose to share. You may optionally provide SMS consent through a checkbox on our website forms when you choose to opt in.

How We Use Your Information

We use this information to evaluate your mortgage inquiry, prepare an educational assessment, schedule and manage appointments, respond to your requests, and follow up with you by phone, text, and email about your own inquiry and related mortgage services. We do not use your information for unrelated marketing.

SMS Opt-In and Consent

If you optionally opt in to SMS messages through our website forms, you may receive text messages from Cleared Home Lending regarding your inquiry, mortgage application, document requests, appointment reminders, loan-status updates, and related services. Message frequency varies. Message and data rates may apply. Consent is not a condition of obtaining services. You may opt out at any time by replying STOP, or request assistance by replying HELP.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. SMS opt-in data and consent will not be sold, rented, or shared with third parties for their own marketing purposes. Information may be provided only to service providers that help us deliver communications, or when disclosure is required by law.

Cookies and Tracking Technologies

Our website may use cookies, pixels, and similar tracking technologies, including basic analytics tools, to understand how visitors use our site, maintain session functionality, and improve the experience. These tools do not sell your personal information to third parties.

How We Share Information

We share information only as needed to process your inquiry, such as with service providers who help us operate our website, communications platform, and loan origination systems. We do not sell your personal information.

Data Security

We use reasonable administrative and technical safeguards to protect your information, including encrypted data transmission and restricted access to systems that store your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Your Rights and Choices

You may request that we update or correct the information we hold about you by contacting Cleared Home Lending through the contact information provided on our website. You may unsubscribe from text messages at any time by replying STOP to any message, and you may request assistance by replying HELP. You may also contact us to ask that we stop contacting you or to ask questions about the information we hold about you.

Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

Contact Us

Questions about this Privacy Policy can be directed to Cleared Home Lending at support@clearedlending.com or 832-655-2996.